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When it comes to life insurance there are many factors that can cause your rates to increase. Some things you may or may not be aware of and we just want to talk about the top three:

Weight…are you consisted over weight for your age and height? This is what the insurance underwriters look at when rating your policy.

Life style choices…are you a big risk taker? Do you do things like rock climbing, scuba diving, mountain climbing? These are just a few of the extreme sports that will cause your rates to increase.

Alcohol use or smoking is another reason that your rate can increase.